A technical audit of your coverage architecture — because grant-compliance gaps, Side A D&O exclusions, and donor-data breach exposures are already drawing from the budget meant for the mission.
> Right-sized programs. Side A D&O for volunteer boards. Donor-privacy cyber. Surplus capacity for vulnerable-population exposures.
Initialize Technical ReviewTechnical Audit Points
Three examples of what we look for when auditing a non-profit program. Any one of them can leave a volunteer board member personally on the hook for a governance decision — and our checklist runs longer than three.
We audit your insurance architecture against the specific ‘Compliance Mandates’ found in federal grants and private foundation agreements. We engineer your limits and endorsements to clear funder review — so an administrative comment doesn’t stall a grant close.
Turning insurance into a key for unlocking new funding tiers.
Many board members don’t realize their personal assets are at risk. We perform a technical review of your D&O ‘Side A’ coverage to catch the indemnification gaps that leave directors personally exposed when the non-profit can’t defend them.
Recruiting board talent with the personal-asset protection they actually ask for before they say yes.
Non-profits are high-value targets for data theft. We audit your Cyber policy language to catch the sub-limits and exclusions that quietly carve out ‘social engineering’ (phishing) and ‘ransomware’ attacks — the exact vectors that target donation platforms and recurring-payment systems.
Safeguarding the trust that powers your long-term sustainability.
Coverage Stack
Admitted coverage keeps the lights on and the volunteers covered. Surplus and manuscripted lines architect the protection for governance, donor data, and the sensitive operations your admitted carriers weren't written for.
Mission Continuity and Operational Compliance.
Bundled General Liability and Property for your headquarters, community spaces, and mission-critical assets.
“Statutory protection for the physical heart of your organization.”
Essential protection for your full-time and part-time staff, with streamlined reporting for mission-based organizations.
“Frictionless compliance for your dedicated workforce.”
Specialized medical and disability coverage for your volunteer corps.
“Safeguarding the people who power your mission.”
Governance and Fiduciary Risk Architecture.
Specialized protection for volunteer board members against personal liability for governance decisions.
“Securing the personal assets of those who serve.”
Critical defense against claims of wrongful termination, harassment, or discrimination within the organization.
“Protecting your culture and your donors’ reputation.”
Affirmative coverage for breaches of sensitive donor databases and financial information.
“Engineering a perimeter around your most valuable relationships.”
Essential, manuscripted coverage for organizations working with vulnerable populations.
“Providing deep-layer defense for your most sensitive operations.”
We engineer right-sized programs that protect your people and clear funder review — without consuming the budget meant for the mission itself. We make every dollar of premium count.
Initialize Technical Review
A specialist reviews your current program and responds with a coverage specification — not a sales call — within one business day.